Privacy Policy

At Easy Process Bank ("Easy Process Bank", "we", "our", or "us"), protecting your personal information is fundamental to the trust you place in us. This Privacy Policy explains how we collect, use, store, share, and protect your personal data when you visit our website, use our banking services, mobile applications, or communicate with us.

1. Information We Collect

We may collect personal information including:

  • Full name

  • Date of birth

  • Residential and postal address

  • Email address

  • Telephone number

  • Government-issued identification

  • Banking and payment information

  • Employment and financial information

  • Device information and IP address

  • Website usage data through cookies and analytics

  • Communications with our customer support team

2. How We Use Your Information

We use your information to:

  • Open and manage your accounts

  • Verify your identity

  • Process deposits, withdrawals, transfers, and payments

  • Prevent fraud and financial crime

  • Comply with legal and regulatory obligations

  • Improve our banking products and services

  • Respond to enquiries and provide customer support

  • Send important account notifications and security alerts

  • Personalise your banking experience

3. Legal Basis for Processing

Where applicable under UK data protection laws, we process your personal information because:

  • It is necessary to perform our contract with you.

  • We have a legal obligation to do so.

  • You have provided consent.

  • It is necessary for our legitimate business interests, provided your rights are protected.

4. Sharing Your Information

We may share your information with:

  • Regulatory authorities

  • Payment networks

  • Credit reference agencies

  • Fraud prevention agencies

  • Technology service providers

  • Identity verification partners

  • Professional advisers and auditors

  • Law enforcement agencies where legally required

We never sell your personal information to third parties.

5. Data Security

We maintain industry-standard administrative, technical, and physical safeguards to protect your personal information. These measures include encryption, secure servers, multi-factor authentication, continuous monitoring, access controls, and regular security assessments designed to safeguard your information against unauthorised access, disclosure, alteration, or destruction.

6. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy, comply with legal and regulatory requirements, resolve disputes, and enforce our agreements.

7. Your Privacy Rights

Depending on applicable law, you may have the right to:

  • Access your personal information

  • Correct inaccurate information

  • Request deletion of your data

  • Restrict certain processing activities

  • Object to processing

  • Request data portability

  • Withdraw consent where processing is based on consent

  • Lodge a complaint with the relevant supervisory authority

8. Cookies

Our website uses cookies and similar technologies to improve functionality, analyse website traffic, enhance security, and personalise your browsing experience. You may manage your cookie preferences through your browser settings, although some features may not function properly if cookies are disabled.

9. International Data Transfers

Where your personal information is transferred outside the United Kingdom, we ensure appropriate safeguards are in place to protect your information in accordance with applicable data protection laws.

10. Children's Privacy

Our banking services are intended for individuals who meet the legal requirements to hold an account. We do not knowingly collect personal information from children without appropriate parental or legal consent where required by law.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements, technology, or our services. Any updates will be published on this page together with the revised effective date.

12. Contact Us

If you have any questions about this Privacy Policy or how your personal information is handled, please contact us.

Easy Process Bank

Email: privacy@easyprocessbank.co.uk

Telephone: +44 7412 819951

We are committed to handling your personal information responsibly, transparently, and securely, ensuring your trust remains at the heart of everything we do.